Effective date: November 5, 2026
Hubbubb Insurance ("Hubbubb," "we," "us," or "our") respects your privacy and is committed to protecting personal information collected through hubbubb.com (the "Site") and related insurance services. This Privacy Policy explains what information we collect, how we use and share it, the choices available to you, and the safeguards we apply. By using the Site or submitting information to us, you acknowledge the practices described here.
This Policy applies to personal information processed when you visit the Site, complete quote or contact forms, subscribe to or unsubscribe from email communications, interact with our educational content, or otherwise engage with Hubbubb online in connection with insurance products and services we offer or facilitate. It does not apply to third-party websites linked from the Site, which maintain their own privacy statements.
When you purchase or maintain an insurance policy, additional notices may apply as required by insurance regulators and underwriting partners. Those notices supplement this Policy where they address product-specific data uses such as claims handling and fraud prevention.
We collect information you voluntarily submit, including your name, email address, postal code, insurance category interests, messages, plan selections, subscription preferences, and consent choices recorded through checkboxes on our forms. If you communicate with us about a claim or policy, we may also collect identifiers associated with your coverage, loss details, and supporting documentation you choose to upload in future secure channels.
When you browse the Site, we may automatically collect technical data such as IP address, browser type, operating system, referring URLs, pages viewed, and approximate geographic location derived from IP data. We use cookies and similar technologies to remember preferences, measure Site performance, and understand aggregate traffic patterns. You can control cookies through browser settings; disabling cookies may affect certain Site features.
With your authorization or as permitted by law, we may receive information from underwriting insurers, reinsurers, credit reference agencies, anti-fraud databases, marketing partners, and publicly available sources to verify applications, price policies, prevent fraud, and improve service quality.
We use personal information for legitimate business purposes, including:
Where required by law, we rely on your consent, contract performance, legitimate interests balanced against your rights, or legal obligation as the basis for processing.
We do not sell your personal information. We may share information with:
Social sharing links on the Site connect you to third-party platforms; information you share on those platforms is governed by their policies, not ours.
If you subscribe through our Subscribe Email page, we store your email address and preferences to send newsletters and promotional content you requested. Each marketing message includes guidance on how to unsubscribe. You may also use our Unsubscribe Email page to request removal from marketing lists. Unsubscribe requests are processed within a reasonable period; you may continue to receive transactional messages related to active policies or service requests.
We retain personal information only as long as necessary to fulfill the purposes described in this Policy, including satisfying legal, accounting, and reporting requirements. Retention periods vary depending on whether you are a Site visitor, prospect, or policyholder, and whether data is needed for fraud prevention or dispute resolution. When information is no longer required, we securely delete or anonymize it in accordance with our records management program.
We implement administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, alteration, disclosure, or destruction. Measures include access controls, encryption in transit for modern browsers, monitoring for suspicious activity, and staff training on data protection. No method of transmission or storage is completely secure; we encourage you to use strong passwords where accounts are offered and to avoid sending sensitive claim details through unsecure channels.
Hubbubb and our service providers may process information in countries other than your own. When we transfer personal information internationally, we implement appropriate safeguards such as standard contractual clauses or equivalent mechanisms recognized by applicable privacy laws.
Depending on your location, you may have rights to access, correct, delete, restrict, or object to certain processing of your personal information, as well as the right to data portability and to withdraw consent where processing is consent-based. You may exercise these rights by submitting a request through our Contact Us page. We will verify your identity before fulfilling requests and respond within timeframes required by law. You may also lodge a complaint with a supervisory authority if you believe our processing violates applicable regulations.
The Site is not directed to children under the age of sixteen, and we do not knowingly collect personal information from children. If you believe a child has provided information to us, please contact us so we can delete it promptly.
Insurance underwriting and pricing may involve automated scoring supplemented by human review. You may request information about significant automated decisions affecting you where required by law, along with an opportunity to express your point of view and contest the decision.
We may update this Privacy Policy periodically to reflect changes in law, technology, or business practices. The effective date at the top indicates the latest revision. Material changes will be highlighted on the Site. Continued use after updates constitutes acknowledgment of the revised Policy.
For privacy questions, rights requests, or concerns about our data practices, please use the Contact Us form on hubbubb.com. We take privacy inquiries seriously and will work with you to resolve issues in a timely manner.
